Keep Your Stripe Account
In Good Standing
Stripe extends trust first and monitors your risk signals as your account grows. Cross a threshold and they act fast: frozen payouts, blocked charges, no revenue. Threshold watches those same signals and alerts you before it gets there.
Monitor, document, and stay ahead
Stripe monitors your account health as it grows. Threshold makes sure you're seeing the same picture they are.
30+ Key Metrics
Dispute rates, refund patterns, ghost transactions, velocity anomalies. These shift gradually before they become urgent. Most merchants only notice after a review is already in motion.
Audit-ready Timeline
Alerts and anomalies are logged to a timeline, ready for export. Add notes to each entry for a complete audit trail.
Early Warning Alerts
Real-time alerts when a risk signal shifts, so you can act before a metric becomes a problem.
Account issues rarely arrive all at once
They build quietly. One unrecognized charge, a few failed transactions, until a pattern forms worth a closer look. The risk is missing those signals in your own account until it's too late to respond.
Dispute rates climb silently
Customers who can't reach you for a refund file disputes instead. Each one is small, but collectively they push your rate toward thresholds that draw scrutiny. Visa's limit is 0.9%.
You don't know who's buying
Charges missing address verification signal identity gaps. A small rate is normal, but a persistent pattern accumulating week over week is worth fixing before it gets flagged.
Fraud hides in plain sight
Card testing looks like a stream of small failed transactions, easy to miss. Elevated Radar scores signal the same risk. Without monitoring, the pattern builds until your block rates tell the story.
Refund patterns tell a story
Quick refunds, repeat refunds to the same customers, or refunds followed by chargebacks all suggest a pattern. Left unmonitored, refund rates accumulate into a story you don't want to explain after the fact.
By the time you notice, it may already be too late
Most merchants don't log into Stripe daily. If orders keep flowing, you might go weeks without a direct look at your account. Here's how that plays out.
Metrics quietly drift
Risk signals start moving in the wrong direction. From the outside, everything looks normal.
Stripe sends a notice
An email arrives flagging a concern. It gets missed or actioned too slowly when you're heads-down on fulfillment.
Payouts are restricted
Stripe holds payouts pending resolution. Revenue accumulates in your balance, but you can't access it.
Incoming payments are blocked
Stripe restricts incoming charges. Customers see errors at checkout. Orders stop.
Zero sales, no obvious reason
Your first sign something is wrong is a day with no revenue. No warning, just silence. By the time you log in, you're already behind.
Threshold intercepts this at step one
Threshold monitors your signals daily and sends alerts as metrics shift — before any Stripe action is taken. You get context: what moved, by how much, and what it means. That's the window to respond.
See what Stripe sees
Stripe monitors dozens of risk signals as your account grows. Threshold puts those same signals in front of you.
Account health score
A clear, color-coded 0–100 score gives you an instant overview of your account health.
The Signals That Matter
Radar risk rates, CVC mismatches, ghost transactions, card testing patterns, network dispute rates, velocity spikes. The signals that shape your standing, surfaced clearly.
Anomaly Alerts
Receive helpful alerts with actionable suggestions when we detect something out of the ordinary.
Context Timeline
Trends, anomalies, and health metrics in chronological order. Add notes for a clear audit trail.
Health Summaries
Weekly or daily digests with action items to help maintain your account health.
Account Review Prediction
Stripe reviews accounts as they grow. Threshold's risk model predicts when one looks likely, so you can prepare ahead of time instead of scrambling.
30+ metrics across six risk categories
Each category is weighted and combined into your overall health score. Here's some of the metrics we're monitoring.
Disputes
- Dispute rate (30-day)
- Dispute rate (60-day)
- Dispute rate by card network
- Early dispute rate (within 7 days of charge)
- Dispute win rate
- Open dispute count
Fraud Signals
- Stripe Radar high-risk rate
- CVC mismatch rate
- Ghost transaction rate (missing address verification)
- Card testing score
- Soft decline rate
- Hard decline rate
Refunds
- Refund rate by dollar amount
- Refund rate by transaction count
- Partial refund rate
- Refunds issued within 24 hours
- Chargeback-after-refund rate
Velocity & Volume
- 24-hour vs. 7-day average volume
- GMV spike detection (statistical z-score)
- Transaction count spike detection
- Average ticket size change
- New customer share
Payment Failures
- Payment intent failure rate
- Payment intent error rate
- Authorization failure rate (declined by network)
- Blocked charge rate
- Charge failure rate
Compliance & Account
- Stripe account requirements (currently due, past due)
- Payout schedule changes
- Reserve activity detection
- Account review likelihood score
- Lifetime volume milestones
Choose the plan that's right for you
Install for free to see your health score and basic metrics. Upgrade when you want exports, digests, real-time alerts, and the full metric breakdown.
Free Monitoring
See your health score and spot obvious issues.
Pro Monitoring
For merchants whose payments can't go down. Get the alert before Stripe has to act.
Install the app in your Stripe account to get started. You can upgrade later from inside the app.
Stripe monitors your account. Now you can too.
Install Threshold free and see your health score in minutes. No configuration required. Just connect and go.